A loan remains a repayment obligation
A public loan generally still has to be repaid. Risk sharing for the bank does not cancel your debt.
Grants come with conditions
Grants cover defined eligible costs and evidence requirements. Breaching conditions can lead to recovery. Do not assume a payment date without checking.
Look at the whole funding plan
Consider equity, bridge funding, the remaining loan and permitted combinations together. The highest grant percentage is not automatically the best solution.
Detailed programme rules: KfW StartGeld ↗ · KfW EEW ↗