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KfW / Public loan

ERP SME loan (365 / 366)

Investment, working-capital and succession funding for small and medium-sized businesses.

What is this route intended for?

Working capital & cash flowMachinery & investmentDigitalisationSolar & renewable energyEnvironment & resourcesInnovation & new productsStart-up & acquisition

Investment, working-capital and succession funding for small and medium-sized businesses.

Requirements & limits

Variant 366 requires two annual accounts; working capital/inventory capped at €7.5 million. Apply before starting.

The initial check screens selected public criteria. A binding assessment depends on the full programme rules and your financial position.

Prepare for the discussion

  • Project description and itemised costs
  • Current company figures and existing commitments
  • Cash-flow forecast and expected repayment capacity
  • Timeline, quotations and status of binding orders
  • Discuss security and equity in the financing meeting

Aurea preparation checklist; the provider may request additional or different evidence.

Your path to review

01

Describe your need

Choose your project and enter the amount, location and company details. The initial check works without an account.

02

Understand your results

See relevant uses, recorded exclusion reasons and unanswered questions. Open product details and compare the differences.

03

Save your profile

Create an account or sign in. Your prepared profile carries over as a draft; you decide when to submit it.

Product source: KfW

YOUR NEXT STEP

Turn your ambition into a plan.

Discover which funding routes deserve a closer look.

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