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iwoca / Business lender

Flexi-Kredit

For businesses trading for at least two months with annual revenue above €22,000.

What is this route intended for?

Working capital & cash flowMachinery & investmentDigitalisationInnovation & new products

For businesses trading for at least two months with annual revenue above €22,000.

Requirements & limits

Terms over 24 months require at least €25,000 and business age at least equal to the term. Individual pricing; no extra early-repayment fee.

The initial check screens selected public criteria. A binding assessment depends on the full programme rules and your financial position.

Prepare for the discussion

  • Project description and itemised costs
  • Current company figures and existing commitments
  • Cash-flow forecast and expected repayment capacity
  • Desired term and repayment structure
  • Discuss security and equity in the financing meeting

Aurea preparation checklist; the provider may request additional or different evidence.

Your path to review

01

Describe your need

Choose your project and enter the amount, location and company details. The initial check works without an account.

02

Understand your results

See relevant uses, recorded exclusion reasons and unanswered questions. Open product details and compare the differences.

03

Save your profile

Create an account or sign in. Your prepared profile carries over as a draft; you decide when to submit it.

Product source: iwoca

YOUR NEXT STEP

Turn your ambition into a plan.

Discover which funding routes deserve a closer look.

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